Accident Insurance

Accident Insurance

A sudden accident could change your life in seconds...

Accident Plus, an Accident Insurance Policy helps address concerns by offering
supplemental coverage for accidents, injuries, ambulance services and accidental death.

Protection goes beyond basic health coverage and helps cover deductibles
and other services your standard health care coverage may not provide.
The policy offers the flexibility to vary protection by offering four levels
of coverage. Coverage is also available to your eligible dependents.

There are no calendar year maximums. Coverage starts at zero
with each new accident and benefits pay in addition to any
coverage in place. Best of all, because of your membership,
you will enjoy competitive premiums with a variety of
payment options.

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Consider The Facts

24 million Americans seek medical treatment for an injury annually.


4 out of 10 people are treated in the emergency room for an accident.    


Every 18 seconds, an older adult is treated in an emergency department for a fall.


Each year in the United States, emergency departments treat more than 200,00 children ages 14 and younger for playground-related injuries.


Coverage Details

Accident Medical Expense: Pays actual charges for physician’s treatment or other emergency room treatment. Pays up to $2,000, less a $50 deductible for emergency
room visits.

Ambulance Benefit
: Pays actual charges, up to $1,000, for ground ambulance services within a 100 mile radius and emergency air transportation.

Hospital Confinement
: Provides a daily benefit for hospital room charge for a maximum of 30 days up to $300, when the injury is a result of a covered accident.

Accidental Death and Dismemberment: Provides a death benefit, as much as $20,000, as a result of an accidental death. A percentage of the benefit is paid for dismemberment or loss of sight due to an accidental injury.