Critical Life Insurance

Critial Life Insurance

What makes this policy stand out from ordinary term life insurance policies...

By accelerating all or a portion of the life benefit, you can use the money to help
combat the high costs of treating and coping with cancer, heart attack, stroke
and other conditions.


The benefits are simple but important. Having life insurance gives you the
peace of mind that your loved ones will be cared for financially in the event
of your death.


You choose your death benefit amount — up to $50,000.

The premium is based on your age at the time of enrollment
and coverage can be continued through age 80.


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COMING SOON!

Statistics Show

1.3 Million Americans will be diagnosed with cancer this year. *


700,000 will have a coronary attack while 500,000 will have a recurrence of an old attack. *


Every 45 seconds, an American will have a stroke. **

*  American Cancer Society
**American Heart Association

Plan Features

Level Term Life offers valuable level term life insurance protection for 10 or 20 years.  A 20-year term is available
for members age 18 to 60, while 10-year term is offered to those 19 to 70.


Accelerated Benefit for Terminal Illness offers you the ability to take an accelerated benefit of up to 50% if you are diagnosed with a terminal illness.  This means, if you have 12 months or less to live, you can request up to 50% of your base policy to pay for treatment or for other expenses.


Critical Illness Benefit offers an advance for critical illness ranging from 25% to 100% for loss resulting from cancer, stroke, end-stage renal failure, coronary artery bypass, heart attack, occupational HIV and major organ transplant.