Term Life Insurance

Term Life Insurance

Guaranteed Issue Term Life Insurance, No medical exams or blood tests required!

The benefits are simple but important.

Having life insurance gives you the peace of mind that your loved ones will be
cared for financially in the event of your death. If you were not here to provide
for them, the benefit from your life insurance policy can assist with expenses
such as:

Final burial costs

Daily living costs

Rent or mortgage payments

Your child’s college tuition

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Overview & Benefits

You choose your death benefit amount — up to $50,000. Best of all, because of your membership, you will enjoy competitive premiums with a variety of payment options. This is a great opportunity to add more life insurance to your existing portfolio.

The premium is based on your age at the time of enrollment and coverage can be continued through age 80.

The value of purchasing term life insurance with a fixed premium becomes even more important as you age. For example, if you are 40 years old and purchase a 20-year policy, your premiums would remain level for 20 years. At age 60, you can qualify for another 20-year term, so coverage would continue to age 80.

Plan Features

Level Term Life offers valuable level term life insurance protection for 10 or 20 years. A 20-year term is available for members age 18 to 60, while 10-year term is
offered to those 19 to 70.

Accelerated Benefit for Terminal Illness offers you the ability to take an accelerated benefit of up to 50% if you are diagnosed with a terminal illness. This means, if you
have 12 months or less to live, you can request up to 50% of your base policy to pay for treatment or for other expenses.