Boat Insurance


Liability Coverage
:  This critical coverage protects you if you or a family member were found legally responsible for a bodily injury or property damage claim arising out of a boating accident. In addition, you would have coverage for your legal defense costs, if you were sued.

Medical Payments Coverage:  We can also provide you with coverage that pays for reasonable medical expenses regardless of who is at fault, if someone were injured on your boat.

Property Coverage:  Boat coverage provides protection for your:
• Hull physical damage
• Boat motors
• Boat trailers
• Boating equipment
• Boating accessories

In addition, you can enhance your coverage with the valuable options that can cover:
• Clothing
• Portable radios
• Fishing equipment
• Water skis… and more

Emergency Services:  Many carriers offer additional protection by paying for towing and labor on land or water, as well as for delivery of fuel, oil or a battery, if your boat broke down.

Safety & Savings:  To promote boating safety and provide you with great insurance value, discounts (subject to individual qualification and state availability) may be available on certain coverages when you take steps to enhance safety.  Examples of possible discounts include:
• Safety Course Discounts -  Earned upon completing U.S. Coast Guard Auxiliary courses or U.S. Power Squadron Safety programs.
• Hurricane Warning Protection -  Pays up to $250 for expenses incurred to transport your boat to a protected area when a hurricane warning has been issued for your boat’s motoring location by the National Weather Service.
• Protective Device Discounts -  You save when your boat is equipped with a depth finder, VHF ship-to-shore radio, radar system, burglar alarm, or other protective devices.
 Coast Guard Certification Discount -  Awarded to boaters who have passed a boat Courtesy Marine Examination (CME) provided by the Coast Guard Auxiliary.