Plan Design
OPEN ENROLLMENT OCTOBER 15 - DECEMBER 31, 2022
All IBOs age 65 or older enrolled in Medicare Part A & B: Open enrollment for group retiree health and Part D Prescription Drug coverage is October 15 – December 31, 2022. Coverage is guaranteed acceptance regardless of pre-existing health conditions. If you enroll by December 31, 2022 your coverage will be effective January 1, 2023. If you enroll after December 31, you may qualify for coverage by answering a few health questions.
Medicare alone will not cover all your health care expenses.
Medicare provides many health care benefits, but it was never intended to cover all your health care expenses. It’s only part of your overall health care planning. Without the additional protection of a supplement plan, Medicare may leave you with out-of-pocket expenses because of the coinsurance and deductibles that are not covered. Fortunately IBOs can take advantage of group rates on one of three different plans.
United American’s Retiree Health plans can help protect you against the rising cost of health care by covering many of the out-of-pocket expenses covered by Medicare.
Review United American Medicare Plan A (PDF)
Review United American Medicare Plan B (PDF)
Review United American Medicare Plan G (PDF)
USI Affinity partnered with a Medicare supplement benefits administrator, Varipro who is committed to providing all IBOs with the highest level of service with your Medicare plan benefits. IBOs are encouraged to contact a Varipro trained insurance professional to have all your all your questions answered about the plans available, about how claims are handled, about how to enroll. You can be assured that an agent who cares about you will answer all your questions related to this Retiree Health plan.
Effective Date
Providing you enroll during open enrollment, your Medicare Supplement coverage will become effective January 1, 2023 and you will not have to answer medical questions.
If you apply for coverage outside of open enrollment, you will be required to answer a few medical questions and should contact the Group Medicare Supplement Call Center at 1-800-732-3412 for a medically underwritten application.
For more information, call the Group Medicare Supplement Call Center at 1-800-732-3412.